The payment amount is authorized and held by your financial institution at the time you place your order. Your account is actually charged when your order ships.
Please note: Authorized and held amounts will not be available for other purchases. If an order is canceled, the authorization hold will expire in accordance with the terms of your bank or financial institution.
The money is deducted at the time you place your order.
If you create an online order reservation and choose "Cash" as your payment method, you will have 48 hours to pay for your order at a local Walmart store using a payment method accepted by the store. If you use credit, ATM, debit or check card, your account will be billed immediately. If you pay by check, checks will be cashed soon after tender.
If you used a credit card for an order that was:
and a charge from Walmart.com appears on your method of payment, it is because your financial institution placed a temporary authorization on your account to ensure funds will be available if the order goes through.
This pending charge is an initial hold that temporarily lowers your available balance. Your account is not actually billed until the order ships, so if the order is cancelled and does not ship, the hold will automatically expire in accordance to the timeframe set by your financial institution and no action is required on your part.
Please note: If you choose the Cash payment method for in-store payments, and pay for your order using a credit or debit card, your card is billed immediately. There is no authorization hold or pending status for "Cash" orders.