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Walmart Holiday Layaway

Walmart Holiday Layaway is available in stores during the holiday season. All supercenters offer layaway year round for jewelry purchases only. Layaway is not offered for online purchases.

How it works:

  • There’s no opening fee
  • Down payment is $10 or 10%, whichever is greater

The rules:

  • Minimums - Individual items must be $10 or greater. Total purchases must be $50 or greater
  • Terms - Layaway begins September 1st. Final payment and pickup must be made on or before December 11th at the same store where layaway was initiated, if not the Layaway account will be canceled. Excludes wireless phones that require contracts.
  • Cancellation - If the account is closed or canceled, items will be returned to inventory. Down payment and payments made will be refunded, less a $10 cancellation fee. The cancellation fee does not apply in Ohio, Maryland, Rhode Island, or Washington DC.
  • Returns - Walmart Returns Policy applies to all layaway transactions.

Pickup & Pay:

  • Location - Layaway may be initiated at the Pickup Desk or in Lawn and Garden. Look for signs at the entrance or see the Pickup Desk for details. Payments can be made at any register. Upon final payment customers may be asked to pick up Layaway merchandise at a separate location such as the Garden Center.


  • In stores only (not available for online purchases)
  • Available for Electronics, Toys, Infant Toys, Infant Furniture, Small Appliances, Large Furniture, Auto Electronics, Select Sporting Goods, and Jewelry
  • Excludes wireless phones that require contracts
  • Layaway not available on Thursday, November 23rd

See your local Walmart store's Opens in new window service desk for more details.

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